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Which Air Filter Do I Need?

Which Air Filter Do I Need?

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Choosing the right air filter for your HVAC system shouldn't feel like solving a puzzle. With hundreds of sizes, different materials, and confusing rating systems, it's no wonder many homeowners feel overwhelmed when standing in the filter aisle.

The good news? Finding the perfect air filter is simpler than you think. This guide walks you through everything you need to know to make the right choice for your home, your budget, and your family's health.

Key Takeaways

Why Air Filters Matter More Than You Think

Your air filter does far more than just catch dust. It serves as the first line of defense for both your HVAC system and your indoor air quality.

A quality air filter helps reduce allergy and asthma triggers by capturing pollen, pet dander, and dust mites before they circulate through your home. It also cuts down on unpleasant odors and smoke, creating a fresher living environment.

But here's what many homeowners don't realize: a dirty filter can increase your energy bills by up to 40%. When your filter is clogged, your HVAC system has to work harder to push air through, consuming more electricity and putting unnecessary strain on the equipment.

Spending $$ on a good filter now can save you hundreds in repairs and energy costs down the road. Plus, it extends the life of your entire HVAC system.

Step 1: Find the Right Size

The most common mistake homeowners make is using the wrong size filter. A filter that doesn't fit properly can't do its job effectively and may even damage your system.

How to Find Your Filter Size

  1. Start by checking the label on your current filter. You'll see dimensions like "16x25x1" printed on the frame. These numbers represent length x width x depth in inches.
  2. If you don't have the old filter handy, measure the filter slot directly. Use a tape measure to get the length, width, and depth. The length and width can be interchangeable, though the smaller number typically comes first.
  3. For depth, most residential filters are 1 inch thick (actual size 0.75 inches), though some systems use 2-inch or 4-inch filters.
  4. Can't find your exact size? Many companies, including Filterbuy, offer custom filters made to your specifications and shipped quickly.

Important tip: Never cut or force a filter to fit. An improperly sized filter won't work correctly and could damage your HVAC system.

Step 2: Choose the Right Filter Material

Not all air filters are created equal. Here's what you need to know about the most common types:

For most households, pleated MERV-rated filters from Filterbuy provide the best combination of performance, affordability, and convenience.

Step 3: Understand MERV Ratings

MERV stands for Minimum Efficiency Reporting Value. This rating system tells you how well a filter captures particles of different sizes.

MERV RatingBest ForCaptures
8 (Silver)Basic home filtrationDust, lint
11 (Gold)Homes with petsPet dander, smoke
13 (Platinum)Allergy sufferersBacteria, virus carriers
14–16Medical facilitiesMicroscopic particles


MERV 8 filters
provide basic filtration, capturing larger particles like dust, lint, and pollen. They're suitable for homes without specific air quality concerns.

MERV 8 Dust Defense Shop Now


MERV 11 filters
offer superior performance, trapping pet dander, mold spores, and smoke particles. They're ideal for households with pets or mild allergies.

MERV 11 allergen defense filter shop now


MERV 13 filters
deliver optimal filtration, capturing bacteria and virus carriers. They're perfect for families with allergies, asthma, or other respiratory sensitivities.

Higher MERV ratings mean better filtration, but they also restrict airflow more. For residential use, MERV 8-13 filters provide the best balance between air quality and system efficiency.

MERV 13 optimal defense filters shop now

Step 4: OEM vs. Aftermarket Filters

You might wonder whether to stick with filters made by your HVAC manufacturer (OEM) or try aftermarket options.

OEM filters are made by your specific HVAC brand, while aftermarket filters come from third-party manufacturers. Both fit properly when sized correctly.

Aftermarket filters often offer advantages over OEM options. You get access to higher MERV ratings, better materials, and competitive pricing. Companies like Filterbuy specialize in creating high-quality aftermarket filters that match or exceed OEM performance.

The key is choosing a reputable aftermarket supplier like Filterbuy that uses quality materials and maintains strict manufacturing standards.

Shop Custom Filters

Step 5: Set a Replacement Schedule

Even the best filter from Filterbuy won't help if you forget to change it. Most filters should be replaced every 90 days, depending on several factors:

Set a monthly reminder to check your filter. If it looks dirty or airflow seems reduced, it's time for a replacement.

Get the Right Filter for Your Home

Choosing the right air filter doesn't have to be complicated. Focus on getting the correct size, select a pleated filter from Filterbuy with an appropriate MERV rating for your needs, and replace it regularly.

Remember these key points: measure carefully or check your current filter for size information, choose MERV 8-13 for most homes, and set up a replacement schedule you'll actually follow.

Quality air filters protect both your family's health and your HVAC investment. With over 600 standard sizes available and custom options when needed, finding the perfect filter for your home is easier than ever.

Image of where you can shop MERV filters

Frequently Asked Questions

How often should I change my home air filter?

Most air filters should be replaced every 90 days. If you have pets, change them every 60 days to manage dander and hair. For allergy sufferers or households with respiratory issues, replace filters every 30–45 days. During heavy HVAC use (summer/winter), inspect monthly for dirt buildup.

What happens if I don’t change my HVAC air filter?

A dirty air filter restricts airflow, forces your system to work harder, increases your energy bills by up to 15%, and reduces indoor air quality. You may notice excess dust, poor airflow, or uneven heating and cooling. Over time, this can damage your HVAC system and shorten its lifespan.

How do I know what air filter I need for my HVAC system?

Start by checking your current filter’s size, which is usually printed on the frame. Next, review your HVAC system’s manual to see the highest supported MERV rating. Choose a filter that fits your air quality needs—MERV 8 for basic protection, MERV 11 for homes with pets, and MERV 13 for allergy-prone households.

Is MERV 11 too high for residential use?

Not at all. MERV 11 filters are ideal for most modern residential HVAC systems. They capture finer particles like pet dander, pollen, and mold spores. Unless your system is older or has low airflow capacity, MERV 11 provides a strong balance of performance and efficiency.

What MERV rating is best for home use?

MERV 8 to 11 is suitable for most homes.

Always check your system’s airflow limits before upgrading.

Is MERV 8 good enough for my HVAC filter?

Yes, MERV 8 is sufficient for basic home filtration. It captures about 70% of airborne particles between 3–10 microns (dust, pollen, mold spores). For improved air quality—especially with pets or allergies—consider upgrading to MERV 11 or 13 if your system allows.

Does it matter which air filter I buy?

Yes. The type and quality of air filter you choose directly affect your indoor air quality, HVAC efficiency, and energy costs. Higher MERV filters capture finer particles but may restrict airflow if not matched to your system. Stick with trusted providers like Filterbuy for consistent quality and performance.

Which is better: MERV 8 or MERV 11?

MERV 11 offers better filtration—capturing smaller particles down to 1 micron—making it ideal for pet owners or allergy-sensitive households. MERV 8 is more energy-efficient with slightly better airflow. Choose based on your indoor air quality priorities and system capabilities.

How often should I replace a MERV 11 air filter?

Replace MERV 11 filters every 60–90 days. Homes with multiple pets or high dust may need replacements every 45–60 days. Check monthly during peak HVAC seasons. A dirty MERV 11 filter can reduce system efficiency and increase energy costs by 10–15%.

How do I choose the right air filter for my home?

Follow these 5 steps:

  1. Check your HVAC manual for max MERV rating
  2. Measure your existing filter (length x width x depth)
  3. Identify needs (pets, allergies, smoke, etc.)
  4. Balance air quality needs with system airflow
  5. Choose a reliable supplier like Filterbuy for size and MERV options

How do I find my filter size?

Your current filter’s size is usually printed on the edge (e.g., 16x25x1"). You can also measure it manually: length × width × depth (in inches). Always buy the exact size—improper fit reduces filtration and risks system damage. Filterbuy offers over 600 sizes, including custom.

Do MERV 8 filters restrict airflow too much?

No. MERV 8 filters maintain good airflow for most systems, reducing it by only 2–5%. This minimal impact helps preserve HVAC efficiency while providing solid filtration. Higher MERV filters (11–13) may reduce airflow more significantly and should be matched to system specs.

Are higher MERV filters worth the cost?

Yes, if you value cleaner air. MERV 11–13 filters capture finer particles like bacteria, smoke, and allergens. They typically cost 20–30% more but improve air quality and may reduce health-related costs in sensitive households. Just make sure your HVAC system can support them.

Where is my AC or furnace filter located?

Look for your filter in one of these spots:

Check your system’s manual for exact location.